Stabilized Bridge
Flexible Financing for Investment Properties
Woodland Funds offers Stabilized Bridge loans, providing flexibility and quick funding for your stabilized investment properties. Our short-term loans are tailored for a fast-paced market, helping you adapt and thrive.
STABILIZED BRIDGE PURCHASE
- For borrowers seeking quick close bridge loans to purchase rental properties without needing renovations.
- Max LTC: Subject to LTV Limits, 85%
- Max LTV: Subject to LTC Limits, 70%
- Cash Out Allowed: N/A
- Minimum DSCR:
- Minimum in place DSCR of 1.00x based on IO bridge loan payment
- Minimum exit DSCR of 1.10x based on 30-year FRM and current lender rate + 50 bp
SEASONED REFINANCE
- For borrowers with rent-ready properties owned for more than 12 months seeking cash out with no deferred maintenance.
- Max LTC: N/A
- Max LTV: 70%
- Cash Out Allowed: N/A
- Minimum DSCR:
- Minimum in place DSCR of 1.00x based on IO bridge loan payment
- Minimum exit DSCR of 1.10x based on 30-year FRM and current lender rate + 50 bp
NON-SEASONED REFINANCE
- For borrowers with rent-ready properties owned for less than 12 months, with no deferred maintenance.
- Max LTC: Subject to LTV Limits, 85% + 100% of completed renovations
- Max LTV: Subject to LTC Limits, 70%
- Cash Out Allowed: Follow LTC guidelines
- Minimum DSCR:
- Minimum in place DSCR of 1.00x based on IO bridge loan payment
- Minimum exit DSCR of 1.10x based on 30-year FRM and current lender rate + 50 bp
Got a Question?
FAQ
We can refinance properties anytime, but the loan is structured based on the as-is value only after 12 months from the property’s purchase date.
Yes, vacant properties are accepted, provided they meet our underwriting criteria and the minimum DSCR requirements.
Contact Woodland Funds today to explore how our Stabilized Bridge loan options can support your investment strategies and help you achieve your financial goals. We are here to provide the support you need to make informed decisions about your investments.